Compliance Officer at CRED (Kuvera), Ahmedabad (3-6 yrs)

CRED is hiring a Compliance Officer for its Kuvera operations team in Ahmedabad. This is a full-time, on-site role at the intersection of regulation, product and operations, where you will translate evolving rules from IFSCA, RBI and NPCI into day-to-day controls across CRED's payments and wealth-management workflows.

If you enjoy turning regulatory circulars into clear, executable tasks and want to own compliance in a fast-moving fintech, this role is built for you.

CRED is an exclusive community for India's most trustworthy and creditworthy individuals, where members are rewarded for good financial behaviour. Built around the virtue of trust, CRED has grown into one of India's most recognised fintech brands, spanning payments, credit and wealth.

This position sits within Kuvera – CRED's wealth-management arm – on the operations team, working closely with product, tech, ops and legal.

As Compliance Officer, your work spans several areas:

Regulatory tracking & execution

• Track updates from IFSCA, RBI and NPCI (UPI, BBPS, PA/PPI).
• Convert regulatory circulars into clear tasks and drive implementation across teams.
• Prepare regulatory submissions and maintain compliance trackers.

Product & process compliance

• Embed compliance requirements into PSP, TPAP onboarding and BBPS workflows.
• Draft, update and maintain policies, SOPs and training material.
• Ensure controls are implemented and followed in day-to-day operations.

Audit & reporting

• Manage audit readiness: documentation, evidence collation and coordination.
• Track audit observations and ensure timely closure.
• Support regulatory reporting (returns, STRs, ombudsman cases).

Risk & controls monitoring

• Monitor AML, fraud, sanctions and operational risk controls.
• Identify gaps, flag risks early and track remediation.
• Triage incidents and escalate critical issues to the principal officer.

Cross-functional execution

• Work closely with product, tech, ops and legal to implement compliance requirements.
• Follow through on action items and ensure timely closure across teams.
• Stay updated on regulatory and industry developments.

You should apply if you are or have:

• CA / CS / CMA / CFA or a postgraduate degree in finance, law, commerce, business or a related field.
• 3-6 years in financial services (BFSI / fintech / payments).
• 2+ years in compliance, regulatory or risk roles.
• Working knowledge of IFSCA, RBI and NPCI (UPI, BBPS, PA/PPI) – preferred.
• Certifications such as AML/CFT or other relevant compliance certifications – preferred.

Note: You must meet IFSCA fit-and-proper criteria (integrity, competence and financial soundness).

• Location: Ahmedabad, Gujarat (on-site)
• Team: Kuvera – operations
• Type: Full-time

Applications are made directly through CRED's official careers portal on Lever. Submit your application via the apply link. Hiring is on a rolling basis, so apply early.

• Confirm you meet the 3-6 years experience and compliance-role criteria
• Have an updated CV ready highlighting BFSI / fintech / payments compliance work
• Note any IFSCA / RBI / NPCI regulatory experience and certifications (AML/CFT etc.)
• Apply on CRED's official Lever portal