Legal Associate at Jupiter (Amica Financial Technologies), Bengaluru [2 to 3 Years PQE]

Jupiter is a financial services platform that uses technology to offer banking, loans, payments and investment products, and it is operated by Amica Financial Technologies Private Limited. The company describes its mission as enabling people to improve their relationship with money, cutting through banking jargon, offering smart insights based on spending, and giving users new age features to make sense of their finances.

Jupiter was founded in 2019 by Jitendra Gupta, previously the founder of Citrus Pay. The platform launched publicly in 2021 with a waitlist of over 100,000 people and crossed one million users within ten months. Jupiter states it now has over 2.8 million users, that its Edge CSB Bank RuPay credit card is in market, and that over 100,000 users invest on the platform through products such as its No-Penalty SIP and its Daily SIP at Rs 10.

Within the group, Amica Finance Private Limited holds an NBFC registration (No. N-13.02457) and Amica Investment Advisers Private Limited is a SEBI-registered Investment Adviser. Jupiter itself is not a bank and does not hold a banking licence.

This is a hands on role supporting the Legal and Compliance function across the Jupiter group, with day to day ownership of contracting, regulatory tracking and secretarial support.

The person hired will work directly with the Head of Legal and Compliance and will interface with the product, business, alliances, finance and risk teams, the group Company Secretaries and external counsel. The position sits in the Legal and Compliance department and is a full-time, on-site engagement at Jupiter's Europa office in Bengaluru.

• Draft, review and close commercial contracts on standard templates, including vendor and service agreements, NDAs, SaaS and technology agreements, alliance, affiliate and DSA agreements, addenda and statements of work, escalating non standard positions.
• Run high-volume, low complexity documentation with committed turnaround, including payout and commercial addenda, renewals and campaign documentation.
• Maintain the contract repository, tracker and version control, and drive renewals, expiries and closure of open points.
• Track RBI, SEBI, IRDAI, NPCI and IFSCA circulars and amendments relevant to the group and prepare summaries and impact notes.
• Assist with regulatory filings, audit and inspection observations, policy updates and internal compliance trackers.
• Coordinate legal notices, consumer forum matters and grievance escalations with external counsel, including preparing case briefs and collating records.
• Support corporate secretarial work for group entities, covering board and committee meeting logistics, notices, agendas, minutes, resolutions, statutory registers, MCA filings and annual filings.

Jupiter states that the role sits across the full spread of the group's legal and regulatory work and offers direct exposure, working alongside the Head of Legal and Compliance, to:

• Lending and borrowing documentation for the NBFC across the lender stack, including term loans, NCDs, co-lending, DLG and sourcing arrangements.
• Payments and PPI work, including bank and network arrangements, escrow structures, NPCI and card network requirements and the co-branded card ecosystem.
• Regulatory correspondence, inspections, audits, and licence and authorisation applications across RBI, SEBI, IRDAI, NPCI and IFSCA.
• Product counselling on new launches, customer-facing terms, key fact statements, disclosures and marketing collateral.
• Data protection and information security workstreams under the Digital Personal Data Protection Act, 2023 and RBI outsourcing and IT governance frameworks.
• Board and committee-level advisory, governance, and policy frameworks across the group entities.
• Diligence during fundraises and corporate transactions.

• LL.B. or LL.M. from a recognised university.
• 2 to 3 years of experience in an in-house legal team of a bank, NBFC, fintech or payments company, or in a law firm with a financial services or technology practice.
• Hands-on drafting and redlining ability in commercial contracts, with clear reasoning on risk and fallback positions.
• Working knowledge of the Indian Contract Act, 1872, the Companies Act, 2013, the Information Technology Act, 2000 and the Digital Personal Data Protection Act, 2023.
• Strong written English, structured thinking, attention to detail and comfort with high volume work under deadlines.
• Ability to work independently with business stakeholders and to escalate the right issues at the right time.

• Qualified Company Secretary (ICSI), or CS Professional cleared.
• Practical exposure to MCA filings on the V2 and V3 portals, board and general meeting processes and statutory registers.
• Familiarity with at least one regulated financial services framework, for example the RBI frameworks on prepaid payment instruments, digital lending, KYC or NBFC scale based regulation.
• Exposure to payments, cards, UPI or NPCI circulars, or to insurance broking or investment advisory regulations.
• Experience with contract lifecycle management or a legal repository system.

The posting lists the location as Europa, Bangalore, and the employment type as Full-Time, under the Legal and Compliance department. The listed experience requirement is 2 to 3 years.

Jupiter has not published a salary figure or pay band on this posting. Applicants who want a number before applying should raise it during the recruitment conversation rather than assume a range.

Applications are made directly on Jupiter's own careers portal. Open the job posting at jupiter.keka.com/careers/jobdetails/138159 and use the "Apply for this job" form on that page, which collects your details and CV.

The posting does not state a closing date, so applications are accepted on a rolling basis until the position is filled. Candidates should apply early and confirm that the listing is still live on Jupiter's careers page before submitting.