Manager (Legal), E-3 Grade at JKDFC, Jammu [Offline; Apply by 23.10.2026]

Jammu & Kashmir Development Finance Corporation Limited (JKDFC), a Government of India Enterprise, invites applications from eligible Indian citizens for direct recruitment to the post of Manager (Legal), E-3 Grade. The detailed advertisement is numbered JKDFC-CS/3/2025/803, is dated 23.09.2026 and was published in Employment News on 03.10.2026.

JKDFC is a financial institution engaged in financing and development activities. It seeks experienced legal professionals capable of handling legal, recovery, documentation, litigation and enforcement matters connected with its operations.

• Number of vacancies: 1 (category UR)
• Pay scale: Rs. 60,000 – 1,80,000 in the E-3 Grade, as per JKDFC Service/Recruitment Rules and amendments to them
• Allowances, benefits and perquisites are as admissible under the applicable JKDFC Service/Recruitment Rules
• Probation: one year, or such period as prescribed under the applicable JKDFC Service Rules. During probation, services can be terminated by giving one month notice.
• The selected candidate is liable to be posted or transferred to any office, unit or location of JKDFC

• Nationality: citizen of India.
• Age: the candidate must not have attained the age of 50 years as on the cut-off date of 01.08.2026. Age relaxation for eligible reserved categories applies as per the rules and instructions of the Govt. of India.
• Education: regular full-time degree in Law (LL.B. - 3 years) with 50% marks or equivalent CGPA from a recognized University, or a regular full-time 5-year integrated degree in Law from a recognized University with 50% marks or equivalent CGPA.
• Experience: minimum 15 years of post-qualification executive experience in legal matters, including experience as an Advocate in any field, either individually or in combination, relating to Banking, NBFC, Financial Institutions, PSU, a Government Department, a reputed legal organization or practising as an Advocate in the relevant field. The cut-off date for post-qualification experience is 01.08.2026.
• The experience must be acquired after obtaining the qualifying LL.B. degree. Where required under applicable law or rules, the candidate should hold valid enrolment to practise as an Advocate.
• Teaching and training experience (including induction training) is not counted in the years of experience.

Preference is given to candidates with experience in any of the following. It is considered for suitability and shortlisting and does not substitute the essential educational qualification or minimum essential experience.

• Recovery proceedings, including matters before the DRT/DRAT
• Matters under the SARFAESI Act, 2002, including enforcement of security interests
• Civil and commercial litigation, particularly recovery-related matters
• Proceedings under the Insolvency and Bankruptcy Code (IBC)
• Matters under the Negotiable Instruments Act, 1881
• Drafting, vetting and processing of loan, mortgage, guarantee, security and other financing documents
• Legal documentation and advisory relating to secured lending, creation and enforcement of security interests
• Handling matters relating to loans, mortgages, guarantees, recovery and security enforcement
• Experience of working with Banks, NBFCs, Financial Institutions or PSUs

• Candidates should have strong legal drafting and analytical skills, adequate knowledge of computers and information technology relevant to professional work, and good communication skills for dealing with legal counsel, financial institutions, tribunals, courts and internal stakeholders.
• Experience certificates should clearly show the date of joining, date of relieving, designation, place of posting, employer, department and the details and nature of the experience. Where the nature of duties is not adequately specified, an Undertaking/Affidavit stating the exact duties handled may be required.
• Overlapping periods of experience are not counted more than once. Time spent pursuing a relevant higher degree is not counted as experience.
• JKDFC may verify experience directly with the employer. Claimed experience found false, fabricated, materially misstated or not relevant leads to cancellation of candidature.
• Candidates employed with CPSEs must be working in the pay scale immediately below; scale jumping is not allowed.
• Where a Board or University awards CGPA, candidates convert it into percentage using that Board or University's formula.

Selection is ordinarily through preliminary screening or shortlisting followed by an interview. Meeting the eligibility norms does not entitle a candidate to be called for interview, and JKDFC may call only the requisite number of candidates, judged on qualifications, post-qualification experience, relevance of experience, nature of duties, suitability and the number of vacancies.

Final selection is through a merit list based on the marks secured in the applicable selection stages. A candidate must qualify each mandatory stage, be sufficiently high in merit to figure in the final list, and pass verification of eligibility and documents. JKDFC may prescribe minimum qualifying marks for any stage. The date of interview will be notified separately, and no travel allowance is reimbursed for the interview.

Candidates called for interview or document verification bring the call letter and produce originals and self-attested photocopies of the following, as applicable. Non-production of the requisite documents may result in cancellation of candidature.

• Proof of Date of Birth
• Valid photo identity proof
• Proof of educational qualifications and LL.B. degree
• Bar Council enrolment certificate
• Category certificate
• Experience certificate specifying nature of duties/job profile, where required
• No Objection Certificate from current employer, wherever applicable
• Any other document supporting eligibility

Send the duly filled-in application, complete in all respects, by email to contact@jkdfc.org, or by Indian Registered Post or Speed Post to Jammu & Kashmir Development Finance Corporation Ltd. (JKDFC), Ground Floor, Jawaharlal Nehru Udyog Bhawan, Railhead Complex, Jammu, Union Territory of Jammu & Kashmir - 180012. The application must reach JKDFC on or before 1700 hrs (IST) on 23.10.2026.

• The subject of the email or post should be “Application for the Post of Manager (Legal) - Name of the candidate”.
• The prescribed application form can be downloaded from www.jkdfc.org.
• There is no application fee for any candidate.
• Applications through courier or any other mode, applications not in the prescribed format, incomplete applications and those without enclosures, and applications received after the last date for any reason, including postal delay, are not accepted.
• No change is permitted after final submission, except as specifically allowed by JKDFC.

• Opening of submission of application: 03.10.2026
• Closing of application: on or before 1700 hrs (IST) on 23.10.2026
• Cut-off date for determining age: 01.08.2026
• Cut-off date for determining post-qualification experience: 01.08.2026

JKDFC reserves the right to change these dates. Any corrigendum or further announcement is published only on the official JKDFC website.

• Call letters with the date, time and venue of the interview are issued by registered post, speed post or email, and/or displayed on the JKDFC website.
• Candidates need a valid email ID, which should be kept active for at least a year, and no change in email ID is allowed once entered. JKDFC is not responsible for bounced, undelivered or late emails.
• Canvassing in any form leads to disqualification.
• Appointment is subject to medical fitness, wherever required under applicable rules.
• JKDFC may reject any application at any stage where the candidate is found ineligible or the application is deficient.

For clarification, call (0194) –3500201 and/or (0191) – 2479179, 9419203845, or write to contact@jkdfc.org.